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Gard Funeral Home & Cremation Services - Eaton
Wednesday January 5th, 2022
11:00am - 1:00pm

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Funeral Service

Gard Funeral Home & Cremation Services - Eaton
Wednesday January 5th, 2022

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Mound Hill Cemetery (new side)
Wednesday January 5th, 2022

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Kathy J. Ratliff

Kathy J. Ratliff, age 65, of Germantown, OH passed away on Friday, December 31, 2021 at Kettering Medical Center in Kettering, OH. She was born December 15, 1956 in Dayton, OH to the late Ronald E. and Marjorie E. (Rike) Cottrell Sr. In addition to her parents, she was also preceded in death by her brother Ronald E. Cottrell Jr.; and sister Sandy Sullivan. She is survived by her husband of 35 years, Wayne Ratliff of Germantown, OH; brother Darrell (Kathleen) Cottrell of Troy, OH; sisters Teresa Anderson of Cincinnati, OH and Debbie Larison of Reno, NV; and numerous nieces and nephews. Visitation will be held on Wednesday, January 5, 2022 from 11:00 am until time of funeral service at 1:00 pm at Gard Funeral Home, 226 West Main Street, Eaton, OH. Burial will follow at Mound Hill Cemetery in Eaton. In lieu of flowers memorial contributions may be made to the Humane Society of Preble County. Online condolences and other remembrances may be sent to the family by visiting www.gardfuneralhome.com.

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Debbie, Kim and Dalton,
So very sorry to hear of Kathy's passing. Just found out today. Pleas know that I will be thinking of you all.
So sorry.
Cheryl Kelley Gallant

Cheryl Gallant Jan 24 2022 9:45 AM

So sorry to hear about Kathy. Sending sympathy to Wayne and all of the family.

Paula Willeford Jan 6 2022 8:50 PM

Wayne, we are so sorry for your loss. Kathy was such a sweet person. We enjoyed so many good times with you two over the years...lots of wonderful memories. We are thinking of you and your family.

Love, Chuck and Pam Preston

Chuck and Pam Preston Jan 4 2022 7:53 AM

Aunt Kathy will always have a special place in my heart. So many birthdays and holidays filled with laughter and hers one of the best.
She was so creative, kind, and thoughtful in her gifts, I can only hope she knew how much we all appreciated and loved her.
She was a MASTER baker, the pies oh the pies. I think knowing Kathy's pies were coming was just as exciting (if not more) as Santa was. Grandpa especially turned into a kid, dancing, and singing while getting one of Kathy's pies out of the fridge.
Her Easter baskets were the most beautiful, wonderful thing I think I have ever seen as a child and still to this day haven't seen better.
She brought literal tears to Grandma and Grandma Oggs eyes when she gave them the blankets, that she made with so much love and energy, that moment inspired and taught me to always put love and care in everything I give.
I am so sorry I can't be there to lay her to rest with you but know how much I love her and always will.
Sending you so much love Wayne
Xoxo, Crescent

Crescent Jan 3 2022 5:18 PM

Wayne, I am so sorry to hear of Kathy's passing. I have thought of the two of you many times over the years. My thoughts and prayers are with you .

Donna (Sizemore) Tubesing Jan 2 2022 3:25 PM

Auntie, I know when you get up there, kevs gonna look at you and say "why you hear already"! Will miss you so much!😪💔

Pamela Chandler Jan 1 2022 7:11 PM

I am sorry to hear this. May You find peace and be comforted with sweet memories of her.

Cyndi Summers Steinberger Jan 1 2022 2:32 PM

So sorry to hear this... We had so much fun through the years in school & I will always remember her laugh...it was the best!!
Rip Kathy 🙏

Tammy (Houdeshell) Lewis Jan 1 2022 9:17 AM

Kathy was such sweet person. I will always remember her smile and personality. I love you Kathy and I will never forget you.

Matt Baker Dec 31 2021 10:15 PM

May you RIP cuz will miss you . Till we meet again I have many good memories of you!

Daniel Wehrley Dec 31 2021 10:06 PM

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